OVERVIEW
This website is operated by Dr. Saurabh Patil. Throughout the site, the terms “we”, “us” and “our” refer to Dr. Saurabh Patil. www.speaksaurabh.com offers this website, including all information, tools, and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here.

By visiting our site and/or purchasing something from us, you engage in our Service and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/or contributors of content.

Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.

Any new features or tools added to the current store shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

1. ONLINE STORE TERMS

By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence or that you have given us your consent to allow any of your minor dependents to use this site.

You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws). You must not transmit any worms or viruses or any code of a destructive nature. A breach or violation of any of the Terms will result in an immediate termination of your Services.

2. GENERAL CONDITIONS

We reserve the right to refuse service to anyone for any reason at any time. You understand that your content (not including credit card information), may be transferred unencrypted and involve transmissions over various networks. Credit card information is always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.

3. ACCURACY, COMPLETENESS, AND TIMELINESS OF INFORMATION

We are not responsible if information made available on this site is not accurate, complete, or current. The material on this site is provided for general information only and should not be relied upon as the sole basis for making decisions.

4. MODIFICATIONS TO THE SERVICE AND PRICES

Prices for our products are subject to change without notice. We reserve the right to modify or discontinue the Service (or any part or content thereof) without notice at any time.

5. PRODUCTS OR SERVICES

Certain products or services may be available exclusively online. These products or services may have limited quantities and are subject to return or exchange only according to our Return Policy.

We reserve the right to limit sales to any person, geographic region, or jurisdiction. We may exercise this right on a case-by-case basis.

6. ACCURACY OF BILLING AND ACCOUNT INFORMATION

We reserve the right to refuse any order you place with us. In the event of changes to an order, we may attempt to notify you via the contact details provided.

7. OPTIONAL TOOLS

We may provide access to third-party tools over which we have no control. Your use of optional tools offered through the site is entirely at your own risk.

8. THIRD-PARTY LINKS

Certain content, products, and services may include materials from third parties. We are not responsible for examining or evaluating their content or accuracy.

9. USER COMMENTS, FEEDBACK, AND OTHER SUBMISSIONS

By submitting content, you grant us the right to edit, publish, distribute, and use it without restriction. You agree that your comments will not violate any third-party rights.

10. PERSONAL INFORMATION

Your submission of personal information through the site is governed by our Privacy Policy.

11. ERRORS, INACCURACIES, AND OMISSIONS

We reserve the right to correct any errors, inaccuracies, or omissions, and to change or update information at any time.

12. PROHIBITED USES

You are prohibited from using the site or its content for any unlawful purpose, to solicit others to perform unlawful acts, violate any regulations, or infringe upon intellectual property rights.

13. DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY

We do not guarantee that your use of our service will be uninterrupted or error-free. Your use of the service is at your sole risk.

14. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Dr. Saurabh Patil from any claim or demand arising from your breach of these Terms.

15. SEVERABILITY

If any provision of these Terms is found to be unlawful or unenforceable, the remaining provisions shall still be valid.

16. TERMINATION

These Terms are effective unless and until terminated by either you or us.

17. ENTIRE AGREEMENT

These Terms constitute the entire agreement between you and www.speaksaurabh.com, superseding any prior agreements.

18. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of India, with jurisdiction in Mumbai, Maharashtra.

19. CHANGES TO TERMS OF SERVICE

We reserve the right to update, change or replace any part of these Terms at any time.

20. CONTACT INFORMATION

Questions about the Terms of Service should be sent to saurabh@thesaurabhpatil.com.